585 Main St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 585 Main St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,070 sqft · built 1900
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2004)
Tax Bill	$4,235 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Refinance
Flood Zone	Zone X (reduced by levee)
APN	`362-03300-22-001`

Property Details

APN / Parcel Number

Primary APN	`362-03300-22-001`
Alternative APN	`WSPR M:00362 B:03300 L:00022`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	5,684 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	362-03300-22-001
Street Address	585 MAIN ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	3300
Legal Lot Number	22
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1003
Census Tract	812300

Owner

585 Main St is owned and occupied by an individual who bought it in September 2004.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	585 MAIN ST, WEST SPRINGFIELD, MA 01089-3923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2004 · Amount on File
Deed Sale	Sep 30, 2004 · Amount on File
Deed Document Number	200411390
Deed Book / Page	14523 / 216
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	585 MAIN ST, WEST SPRINGFIELD, MA 01089-3923
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026229-83
Date	Feb 24, 2026
Book Page	26229/83
Instrument	7840

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	585 MAIN ST, WEST SPRINGFIELD, MA 01089-3923
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23803-599
Date	Apr 5, 2021
Book Page	23803/599
Instrument	22647

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 585 Main St was $4,235, up 3.2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,235.00 (+3.19%)	$302,100 (+9.46%) Land $98,600 Building $203,500	$350,722 (-6.96%)
2025	$4,104.00 (+0.39%)	$276,000 (-) Land $89,600 Building $186,400	$376,960
2024	$4,088.00 (+10.07%)	$276,000 (+15.48%) Land $89,600 Building $186,400
2023	$3,714.00	$239,000 Land $89,600 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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