559 Main St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 559 Main St, West Springfield, MA 01089

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,468 sqft · built 1890
Lot Size	0.107 acres (4,640 sqft)
Owner	Individual Name on Record
Last Sale	$254,500 (Jul 2018)
Tax Bill	$4,406 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`362-03150-21-001`

Property Details

APN / Parcel Number

Primary APN	`362-03150-21-001`
Alternative APN	`WSPR M:00362 B:03150 L:00021`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	4,628 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,640 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	362-03150-21-001
Street Address	559 MAIN ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3985
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RC
Legal Block	3150
Legal Lot Number	21
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1003
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 W COLONIAL RD, WILBRAHAM, MA 01095-2115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 13, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Book / Page	22265 / 59
Transfer Doc	0022265-59
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	559 MAIN ST, WEST SPRINGFIELD, MA 01089-3985
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023607-329
Date	Dec 22, 2020
Book Page	23607/329
Instrument	77431

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 13, 2018
Property Address	559 MAIN ST, WEST SPRINGFIELD, MA 01089-3985
Document Number	22265-59
Book / Page	22265 / 59
Instrument	40454
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 MAIN ST, WEST SPRINGFIELD, MA 01089-3985

Mortgage

Document Number	222650061
Date	Jul 13, 2018
Instrument	22265/0061

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,406.00 (+6.89%)	$314,300 (+13.38%) Land $93,100 Building $221,200
2025	$4,122.00 (+0.41%)	$277,200 (-) Land $84,600 Building $192,600
2024	$4,105.00 (+10.38%)	$277,200 (+15.84%) Land $84,600 Building $192,600
2023	$3,719.00	$239,300 Land $84,600 Building $154,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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