585 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 585 Ferry Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,835 sqft · built 1999
Lot Size0.562 acres (24,470 sqft)
Owner2 Individual Names on Record
Last Sale$344,000 (Jan 2006)
Tax Bill$8,465 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNG2913R

Property Details

APN / Parcel Number

Primary APNG2913R
Alternative APNs
  • SACO M:004 L:002 U:001-000
  • M:004 L:002 U:001=000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,835 sqft Living Area
Gross Area5,856 sqft
1st Floor Area1,263 sqft
Basement Area1,308 sqft
Unfinished Basement1,263 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,470 sqft (0.562 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberG2913R
Street Address585 FERRY RD
CitySACO
StateME
Zip04072-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Lot Number2
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1019
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address585 FERRY RD, SACO, ME 04072-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2006 · Amount on Record
Deed SaleJan 9, 2006 · Amount on Record
Deed Document Number20061193
Deed Book / Page14725 / 23
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address585 FERRY RD, SACO, ME 04072-3015
Document Number0178140625
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018
Title CompanyCUMBERLAND TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address585 FERRY RD SACO ME 040723015, SACO, ME 04072-3015

Mortgage

Document Number0178140625
DateOct 3, 2018
Book Page017814/000625
Instrument41627
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,465.00 (+2%)$596,100 (+0.91%) Land $162,700 Building $433,400
2024$8,299.00 (+5.61%)$590,700 (+37.79%) Land $162,700 Building $428,000$757,245
2022$7,858.00$428,700 Land $124,100 Building $304,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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