580 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 580 Ferry Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 990 sqft · built 1954
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Tax Bill$4,944 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNK0115R

Property Details

APN / Parcel Number

Primary APNK0115R
Alternative APNs
  • SACO M:004 L:035 U:000-000
  • M:004 L:035 U:000=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area990 sqft Living Area
Gross Area2,627 sqft
1st Floor Area990 sqft
Basement Area990 sqft
Unfinished Basement990 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberK0115R
Street Address580 FERRY RD
CitySACO
StateME
Zip04072-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Lot Number35
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1018
Census Tract5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address580 FERRY RD, SACO, ME 04072-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address580 FERRY RD, SACO, ME 04072-3014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0178530673
DateDec 3, 2018
Book Page17853/673
Instrument2018050387
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2039

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,944.00 (+1.73%)$348,200 (+0.66%) Land $162,000 Building $186,200
2024$4,860.00 (+5.33%)$345,900 (+37.43%) Land $162,000 Building $183,900$490,010
2022$4,614.00$251,700 Land $123,600 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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