585 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 585 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1907
Lot Size	0.796 acres (34,674 sqft)
Owner	2 Trust Names on File
Last Sale	$459,000 (May 2004)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-531-19`

Property Details

APN / Parcel Number

Primary APN	`105-531-19`
Alternative APNs	`105-531-19-000` `10518218000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	868 sqft Living Area
Gross Area	1,048 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	34,674 sqft (0.796 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	180 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	585 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122204

Owner

585 Day Valley Rd is owner-occupied and held in a trust since May 2004.

Source: Santa Cruz County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	585 DAY VALLEY RD, APTOS, CA 95003-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 9, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2004 · Amount on File
Deed Sale	May 25, 2004 · Amount on File
Deed Document Number	200437376
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0000028516
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2026
Property Address	585 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000021941
Instrument Date	Sep 24, 2026
Instrument	202621941
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	585 DAY VALLEY RD, APTOS, CA 95003-9727

Mortgage

Document Number	0000021941,
Date	Sep 30, 2026
Instrument	202621941

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	585 DAY VALLEY RD, APTOS, CA 95003-9727
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 DAY VALLEY RD, APTOS, CA 95003-9727

Mortgage

Document Number	0000017601
Date	Mar 26, 2021
Instrument	2021-0017601

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 9, 2018
Property Address	585 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000007163
Instrument Date	Mar 7, 2018
Instrument	7163
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	585 DAY VALLEY RD APTOS CA 950039727, APTOS, CA 95003-9727

Tax Assessment & Valuation

The 2025 property tax bill for 585 Day Valley Rd was $7,783 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,656 (+2%) Land $572,841 Building $92,815
2025	$7,783.00 Homeowner's exemption	$652,604 Land $561,609 Building $90,995
2023	$7,077.00 (+1.89%) Homeowner's exemption	$627,263 Land $539,801 Building $87,462	$676,800
2022	$6,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 Day Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Day Valley Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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