430 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 430 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 695 sqft · built 1949
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,500 (Jan 2018)
Tax Bill	$7,348 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-771-19`

Property Details

APN / Parcel Number

Primary APN	`041-771-19`
Alternative APN	`041-771-19-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	695 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	150,282 sqft
Terrain	Steep

Location & Zoning

Street Address	430 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Feb 9, 2023	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
May 26, 2022	Intrafamily Transfer, Transfer
Nov 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jan 5, 2018	Quit Claim Deed, Transfer STEWART TITLE
Jan 5, 2018	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2018520
Last Transfer Date	Feb 3, 2023
Transfer Doc	0000002266
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 9, 2023
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000002277
Instrument Date	Feb 4, 2023
Instrument	2023-0002277
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	430 DAY VALLEY RD, APTOS, CA 95003-9727

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 9, 2023
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000002266
Instrument Date	Feb 3, 2023
Instrument	2023-0002266
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	430 DAY VALLEY RD, APTOS, CA 95003-9727

Mortgage

Document Number	0000002267
Date	Feb 9, 2023
Instrument	2023-0002267

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2022
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000016484
Instrument Date	May 6, 2022
Instrument	2022-0016484
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Investor	Possibly a Property Investor

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 5, 2020
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000046479
Instrument Date	Nov 4, 2020
Instrument	2020-0046479
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	430 DAY VALLEY RD, APTOS, CA 95003-9727

Mortgage

Document Number	0000046480
Date	Nov 5, 2020
Instrument	2020-0046480

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2018
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000000519
Instrument Date	Dec 21, 2017
Instrument	519
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	523 BASHFORD LN #2 ALEXANDRIA VA 223141135, 2, ALEXANDRIA, VA 22314-1135

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2018
Property Address	430 DAY VALLEY RD, APTOS, CA 95003-9727
Document Number	0000000520
Instrument Date	Dec 21, 2017
Instrument	2018-0000520
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE SPL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	430 DAY VALLEY RD, APTOS, CA 95003-9727

Mortgage

Document Number	0000000521
Date	Jan 5, 2018
Instrument	2018-0000521

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000000522
Date	Jan 5, 2018
Instrument	2018-0000522

Lender

Name	EDWARD M LEON
Type	Private Party
Address	3817 PIONEER CT, LOVELAND, CO 80537

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,904 (+2%) Land $596,889 Building $29,015
2025	$7,348.00 (+10.98%) Homeowner's exemption	$613,632 (+4.04%) Land $585,186 Building $28,446
2023	$6,621.00 (+0.73%) Homeowner's exemption	$589,803 Land $562,462 Building $27,341	$575,550
2022	$6,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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