Lauderdale County property record for 585 Co Rd 78, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,461 sqft · built 1955 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,000 (Jun 2014) |
| Tax Bill | $159 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-31-0-001-004-000 |
| Primary APN | 08-09-31-0-001-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 280 ft deep x 168 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,566 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 83931 |
|---|---|
| Street Address | 585 COUNTY ROAD 78 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 168.01 X 197.36 IRR .60 AC/D .53 AC/C SECOND CREEK CABIN SITE SD PT OF LOT 10 DESC AS BEG @ A PT 2160 E & 950S OF NW COR SEC |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | SECOND CREEK CABIN SITE AREA |
| Legal Lot Number | 10 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 13, WATERLOO, AL 35677-0013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on Record |
| Deed Sale | Jun 20, 2014 · Amount on Record |
| Deed Book / Page | 2014 / 21919 |
| Prior Transfer Date | Mar 20, 2014 |
| Prior Transfer Doc | 2014/13070 |
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159.00 (-36.4%) Homeowner's exemption Senior Citizen's exemption | $10,580 (+6.87%) | $109,520 (+11.03%) Land $7,400 Building $102,120 |
| 2024 | $250.00 (-12.28%) Homeowner's exemption Senior Citizen's exemption | $9,900 (+1,606.9%) Land $640 Building $9,260 | $98,640 (+5.09%) Land $6,200 Building $92,440 |
| 2023 | $285.00 (+31.94%) Homeowner's exemption Senior Citizen's exemption | $580 (-91.67%) Land $580 | $93,860 (+35.24%) Land $5,800 Building $88,060 |
| 2022 | $216.00 Homeowner's exemption Senior Citizen's exemption | $6,960 | $69,400 Land $6,300 Building $63,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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