Lauderdale County property record for 340 Co Rd 78, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,170 sqft · built 1958 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $878 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-31-0-001-013-000 |
| Primary APN | 08-09-31-0-001-013-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Utility Area | 84 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 160 ft deep x 231 ft wide |
| Patio Area | 511 sqft |
|---|---|
| Bath House | 511 sqft |
| Utility Building | 84 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 71159 |
|---|---|
| Street Address | 340 COUNTY ROAD 78 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 200WF X 160 IRR LOT .66 AC/C SECOND CREEK CABIN SITE AREA SD LOT 5 SEC 31 T1S R14W PB 2 PG 120 SECOND HOME |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | SECOND CREEK CABIN SITE AREA |
| Legal Lot Number | 5 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 11300 |
340 Co Rd 78, a single family home, is held in a trust.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4000 BARONNE WAY, MEMPHIS, TN 38117-2908 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 340 Co Rd 78 was $878.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 | $25,100 (-) | $250,620 (-) Land $121,300 Building $129,320 |
| 2024 | $878.00 (-5.39%) | $25,100 (+106.75%) Land $12,140 Building $12,960 | $250,620 (-) Land $121,300 Building $129,320 |
| 2023 | $928.00 (+23.57%) | $12,140 (-39.42%) Land $12,140 | $250,620 (+25.06%) Land $121,300 Building $129,320 |
| 2022 | $751.00 | $20,040 | $200,400 Land $108,400 Building $92,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 Co Rd 78 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Co Rd 78 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures