585 Co Rd 13, Centre, AL 35960 Property Records

Cherokee County property record for 585 Co Rd 13, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,134 sqft · built 2010
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2026)
Tax Bill	$491 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jul 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-05-22-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-001.005`
Alternative APNs	`ALT APN:1305220000001005` `23618`

Interior

Stories	1 Story
Building Area	1,134 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft
Deck Area	160 sqft

Location & Zoning

Account Number	23618
Street Address	585 COUNTY ROAD 13
City	CENTRE
State	AL
Zip	35960-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NE/4, S 1627', W 55' TO POB, W 210', S 210', E210', N 210' TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1028
Census Tract	956102

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 3, 2013	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Dec 15, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage EMBLEM CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Deed Document Number	242217
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201936
Date	Mar 23, 2018
Instrument	201936

Lender

Name	REGIONS BANK
Type	Bank
Address	CENTRE, AL 35960

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179917
Date	Jul 3, 2013
Instrument	179917

Lender

Name	TRUSTMARK NATIONAL BANK
Address	201 COUNTRY PLACE PKWY, PEARL, MS 39208

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2028

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195981
Date	Dec 15, 2016
Instrument	0195981

Lender

Name	REGIONS BANK
Type	Bank
Address	CENTRE, AL 35960

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 29, 2026
Property Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547
Document Number	0000242217
Instrument Date	Jan 28, 2026
Instrument	242217
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 ALPINE VW, GADSDEN, AL 35901-5333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 COUNTY ROAD 13, CENTRE, AL 35960-5547

Mortgage

Document Number	0000242218
Date	Jan 29, 2026
Instrument	242218

Lender

Name	EMBLEM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$491.00 (+5.82%) Homeowner's exemption	$12,960 (+5.19%) Land $740 Building $12,220	$129,500 (+5.2%) Land $7,300 Building $122,200
2024	$464.00 Additional exemption filed	$12,320 (-) Land $680 Building $11,640	$123,100 (-) Land $6,700 Building $116,400
2023	$464.00 Homeowner's exemption	$12,320 (-)	$123,100 (-) Land $6,700 Building $116,400
2022	$464.00 Homeowner's exemption	$12,320 Land $680 Building $11,640	$123,100 Land $6,700 Building $116,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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