360 Co Rd 13, Centre, AL 35960 Property Records

Cherokee County property record for 360 Co Rd 13, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,582 sqft · built 2011
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$861 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-05-22-0-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-001.001`
Alternative APNs	`ALT APN:1305220000001001` `25292`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,436 sqft
Upper Floors Area	146 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	489 sqft

Location & Zoning

Account Number	25292
Street Address	360 COUNTY ROAD 13
City	CENTRE
State	AL
Zip	35960-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT E/L & S R/W CO RD 13, W 300' R/W TO POB, W 210' ALGSD R/W, S 210', E 210', N 210' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	22
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1029
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 COUNTY ROAD 13, CENTRE, AL 35960-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Jul 20, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	360 COUNTY ROAD 13, CENTRE, AL 35960-5502
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198825
Date	Jul 20, 2017
Instrument	198825

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	360 COUNTY ROAD 13, CENTRE, AL 35960-5502
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198824
Date	Jul 20, 2017
Instrument	198824

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$861.00 (+7.36%)
2025	$802.00 (+3.35%) Homeowner's exemption	$20,360 (+3.04%) Land $740 Building $19,620	$203,400 (+3.04%) Land $7,300 Building $196,100
2024	$776.00 Additional exemption filed	$19,760 (-) Land $680 Building $19,080	$197,400 (-) Land $6,700 Building $190,700
2023	$776.00 Homeowner's exemption	$19,760 (-)	$197,400 (-) Land $6,700 Building $190,700
2022	$776.00 Homeowner's exemption	$19,760 Land $680 Building $19,080	$197,400 Land $6,700 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 13

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