5849 E River Rd, West Henrietta, NY 14586 Property Records

Monroe County and Henrietta Town property record for 5849 E River Rd, West Henrietta, NY 14586

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,538 sqft · built 1965
Lot Size	0.635 acres (27,670 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Aug 2013)
Tax Bill	$7,798 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`263200 188.03-1-51.11`

Property Details

APN / Parcel Number

Primary APN	`263200 188.03-1-51.11`
Alternative APNs	`32001880300001051110` `00310104900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,538 sqft Living Area
1st Floor Area	1,732 sqft
2nd Floor Area	504 sqft
Basement Area	302 sqft
Finished Basement	302 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	27,670 sqft (0.635 acres)
Lot Dimensions	276 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00310104900
Street Address	5849 E RIVER RD
City	WEST HENRIETTA
State	NY
Zip	14586-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	T LOT 13 SCO TR 2186 1966 ALSO: 188.03-1-51.12
Legal Block	1
Legal Lot Number	51.110
Jurisdiction	MONROE NY
Township / Civil Division	HENRIETTA
Census Block Group	1
Census Block	1008
Census Tract	13206

Owner

5849 E River Rd is owned and occupied by an individual who bought it in August 2013.

Source: Monroe County and Henrietta Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 27, 2019	Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Apr 25, 2017	Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 25, 2017	Loan Modification, Mortgage · Conventional Mortgage AMERICAN FIN'L RSRCS
Aug 30, 2013	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on File
Deed Sale	Aug 30, 2013 · Amount on File
Prior Sale	Mar 11, 2011 · Amount on File
Deed Document Number	2013955
Deed Book / Page	11297 / 404
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 E RIVER RD, WEST HENRIETTA, NY 14586

Mortgage

Document Number	0000000114
Date	Apr 29, 2024
Book Page	30646/497
Instrument	202404290114

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Document Number	0000000892
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 E RIVER RD WEST HENRIETTA NY 145869523, WEST HENRIETTA, NY 14586-9523

Mortgage

Document Number	0000000892
Date	Feb 19, 2020
Book Page	028397/000109
Instrument	892

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Document Number	0000000371
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 E RIVER RD WEST HENRIETTA NY 145869523, WEST HENRIETTA, NY 14586-9523

Mortgage

Document Number	0000000371
Date	Jun 7, 2017
Book Page	027172/000339
Instrument	371

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Document Number	0000000005
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 E RIVER RD WEST HENRIETTA NY 145869523, WEST HENRIETTA, NY 14586-9523

Mortgage

Document Number	0000000005
Date	Jun 2, 2017
Book Page	027165/000103
Instrument	5

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Document Number	0000000689
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 E RIVER RD WEST HENRIETTA NY 145869523, WEST HENRIETTA, NY 14586-9523

Mortgage

Document Number	0000000689
Date	Apr 22, 2019
Instrument	689

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	5849 E RIVER RD, WEST HENRIETTA, NY 14586-9523
Document Number	0000000688
Instrument Date	Aug 30, 2013
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 E RIVER RD WEST HENRIETTA NY 145869523, WEST HENRIETTA, NY 14586-9523

Mortgage

Document Number	0000000688
Date	Apr 22, 2019
Instrument	688

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 5849 E River Rd was $7,798, up 10.8% from the year before.

Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Henrietta Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,798.00 (+10.83%)
2025	$7,036.00	$363,000 Land $47,000 Building $316,000	$363,000 Land $47,000 Building $316,000
2023		$268,100 (+16.01%) Land $21,300 Building $246,800	$268,100 (+16.01%) Land $21,300 Building $246,800
2022		$231,100 Land $21,300 Building $209,800	$231,100 Land $21,300 Building $209,800
2021	$6,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5849 E River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5849 E River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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