5848 Seamount Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5848 Seamount Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1955
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jul 2017)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Mar 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543691`

Property Details

APN / Parcel Number

Primary APN	`543691`
Alternative APNs	`390219 324194 0000` `94408`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	15 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	543691
Street Address	5848 SEAMOUNT DR
City	FERNDALE
State	WA
Zip	98248-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6.5
Legal Description	SEAMOUNT LOT 15 BLK 8
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	SEAMOUNT
Legal Block	8
Legal Lot Number	15
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1015
Census Tract	10503

Owner

5848 Seamount Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5848 SEAMOUNT DR, FERNDALE, WA 98248-9253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Warranty Deed, Transfer · Conventional with PMI WHATCOM EDUCATIONAL CU
Mar 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	2017-0703325
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 28, 2017
Property Address	5848 SEAMOUNT DR, FERNDALE, WA 98248-9253
Document Number	2170703325
Instrument Date	Jul 11, 2017
Instrument	703325
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5848 SEAMOUNT DR FERNDALE WA 982489253, FERNDALE, WA 98248-9253

Mortgage

Document Number	2170703326
Date	Jul 28, 2017
Instrument	703326

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 28, 2017
Property Address	5848 SEAMOUNT DR, FERNDALE, WA 98248-9253
Document Number	2170302946
Instrument Date	Mar 21, 2017
Instrument	302946
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$950.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 SEAMOUNT DR FERNDALE WA 982489253, FERNDALE, WA 98248-9253

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 21, 2017
Property Address	5848 SEAMOUNT DR, FERNDALE, WA 98248-9253
Document Number	2170302204
Instrument Date	Feb 22, 2017
Instrument	302204
Transaction Type	Transfer
Record Updated	Apr 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 SEAMOUNT DR FERNDALE WA 982489253, FERNDALE, WA 98248-9253

Tax Assessment & Valuation

The 2025 property tax bill for 5848 Seamount Dr was $3,292.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00	$439,469 Land $203,700 Building $235,769	$439,469 Land $203,700 Building $235,769
2022		$402,495 Land $149,808 Building $252,687	$402,495 Land $149,808 Building $252,687
2021	$2,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5848 Seamount Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5848 Seamount Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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