5844 Seamount Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5844 Seamount Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1955
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$3,312 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN390219-324187-0000

Property Details

APN / Parcel Number

Primary APN390219-324187-0000
Alternative APNs
  • 514838
  • 94407

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number94407
Street Address5844 SEAMOUNT DR
CityFERNDALE
StateWA
Zip98248-9253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS6.5
Legal DescriptionSEAMOUNT LOT 16 BLK 8
Legal Range02
Legal Township39
Legal Section19
Legal SubdivisionSEAMOUNT
Legal Block8
Legal Lot Number16
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1015
Census Tract10503

Owner

5844 Seamount Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Whatcom County records, as of December 30, 2025

Owner of RecordIndividual Name on File
Mailing Address5844 SEAMOUNT DR, FERNDALE, WA 98248-9253
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2002
Deed SaleAug 26, 2002
Deed Document Number2002803986
Last Transfer DateDec 9, 2024
Transfer Doc0000001054
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5844 SEAMOUNT DR, FERNDALE, WA 98248-9253
Document Number2210100547
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5844 SEAMOUNT DR FERNDALE WA 982489253, FERNDALE, WA 98248-9253

Mortgage

Document Number2210100547
DateJan 6, 2021
Instrument100547
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5844 Seamount Dr was $3,312.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00$442,672 Land $203,700 Building $238,972$442,672 Land $203,700 Building $238,972
2022$346,564 Land $149,808 Building $196,756$346,564 Land $149,808 Building $196,756
2021$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5844 Seamount Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5844 Seamount Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Ziply Fiber.

Nearby Properties on Seamount Dr

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