5848 E Hwy 96, Ozark, AR 72949 Property Records

Franklin County property record for 5848 E Hwy 96, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,780 sqft
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Mar 2009)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-03387-004`

Property Details

APN / Parcel Number

Primary APN	`001-03387-004`
Alternative APN	`4350`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Carpet

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	396 sqft
Porch	Slab
Porch Area	324 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5848 E HIGHWAY 96
City	OZARK
State	AR
Zip	72949-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE RE 102-164
Legal Range	27
Legal Township	09
Legal Section	15
Legal Subdivision	PT SE1/4 SE1/4 S-15, T-9N, R-27W
Jurisdiction	FRANKLIN AR
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1034
Census Tract	950301

Owner

Source: Franklin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5848 E HIGHWAY 96, OZARK, AR 72949-8100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage ARVEST BANK
Mar 10, 2025	Deed of Trust, Mortgage UNION BANK - PARIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2009 · Amount on Record
Deed Sale	Mar 24, 2009 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Book / Page	102 / 164
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Recording Date	Oct 9, 2026
Property Address	5848 E HIGHWAY 96, OZARK, AR 72949-8100
Document Number	0000002811
Instrument Date	Oct 8, 2026
Instrument	20262811
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002811,
Date	Oct 9, 2026
Instrument	20262811

Lender

Name	FARM CREDIT SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	5848 E HIGHWAY 96, OZARK, AR 72949-8100
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R000622
Date	Mar 10, 2021
Instrument	2021R-000622

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	5848 E HIGHWAY 96, OZARK, AR 72949-8100
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 E HIGHWAY 96, OZARK, AR 72949-8100

Mortgage

Document Number	2025R000536
Date	Mar 10, 2025
Instrument	2025R-000536

Lender

Name	UNION BANK - PARIS
Address	PO BOX 31, PARIS, AR 72855

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2045

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00	$26,960 (-) Land $3,760 Building $23,200
2023	$1,291.00	$26,960 Land $3,760 Building $23,200	$134,800 Land $18,800 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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