58462 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58462 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 696 sqft · built 1950
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2018)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-036-00`

Property Details

APN / Parcel Number

Primary APN	`004-460-036-00`

Interior

Full Baths	1 Bath
Building Area	696 sqft Living Area
1st Floor Area	696 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	150 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58462 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 36 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	36
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2016
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58462 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2011	Deed of Trust, Mortgage · Conventional Mortgage HARRIS N A
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Jun 21, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Oct 1, 2003 · Amount on Record
Deed Book / Page	1920 / 280
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	01920/0280
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58462 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01605/0226
Date	Feb 22, 2011
Book Page	1605/0226

Lender

Name	HARRIS N A
Type	Non-Lending Institution
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58462 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001152
Date	Feb 4, 2021
Instrument	2021001152

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 21, 2018
Property Address	58462 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Document Number	01920/0280
Book / Page	1920 / 0280
Map Reference	LB4 PG78
Instrument Date	Jun 12, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24161 W SEIL RD, JOLIET, IL 60404-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 QUEENS WAY, CANTON, MI 48188-1155
Investor	Possibly a Property Investor

Mortgage

Document Number	0001920282
Date	Jun 21, 2018
Instrument	1920/282

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,900 (+4.6%) Land $51,400 Building $64,500	$231,800 (+4.6%) Land $102,800 Building $129,000
2025	$2,039.00 Homeowner's exemption	$110,800 Land $51,400 Building $59,400	$221,600 Land $102,800 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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