58448 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58448 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Nov 2022 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-034-00`

Property Details

APN / Parcel Number

Primary APN	`004-460-034-00`

Interior

Full Baths	2 Baths
Building Area	1,200 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	154 ft deep x 48 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	58448 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 34 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	34
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2016
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8650 RUGGLES RD, BARODA, MI 49101-8731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Document Number	20229816
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 18, 2022
Property Address	58448 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Document Number	2022009816
Instrument Date	Nov 16, 2022
Instrument	2022009816
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58448 E CLEAR LAKE RD, 58448, THREE RIVERS, MI 49093-8561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8650 RUGGLES RD, BARODA, MI 49101-8731
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58448 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006157
Date	Jun 11, 2021
Instrument	2021006157

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58448 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1862/0203
Date	Mar 17, 2017
Book Page	1862/0203

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,100	$420,200
2025	$1,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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