5845 Oak Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 5845 Oak Valley Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	2,016 sqft · built 2000
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Tax Bill	$335 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`057 012`

Property Details

APN / Parcel Number

Primary APN	`057 012`
Alternative APN	`223694`

Interior

Stories	1 Story
Building Area	2,016 sqft Gross Area
Flooring	Other

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Deck Area	96 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	223694
Street Address	5845 OAK VALLEY RD
City	TOCCOA
State	GA
Zip	30577-7293
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	TR 1 OAK VALLEY RD
Legal Subdivision	0400 - PRIMARY - SF
Legal Tract	1
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4033
Census Tract	970202

Owner

5845 Oak Valley Rd, a mobile home, is owned and occupied by an individual who acquired it in February 2000.

Source: Stephens County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5845 OAK VALLEY RD, TOCCOA, GA 30577-7293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage PREMIER MORTGAGE
Oct 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2000
Deed Sale	Feb 10, 2000
Deed Book / Page	465 / 377
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Jun 29, 2026
Property Address	5845 OAK VALLEY RD, TOCCOA, GA 30577-7293
Document Number	0000001918
Book / Page	1455 / 469
Instrument Date	Jun 22, 2026
Instrument	20261918
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 OAK VALLEY RD, TOCCOA, GA 30577-7293

Mortgage

Document Number	0000001918,
Date	Jun 29, 2026
Book Page	1455/469
Instrument	20261918

Lender

Name	PREMIER MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 20, 2020
Property Address	5845 OAK VALLEY RD, TOCCOA, GA 30577-7293
Document Number	0012260040
Book / Page	001226 / 000040
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5845 OAK VALLEY RD TOCCOA GA 305777293, TOCCOA, GA 30577-7293

Tax Assessment & Valuation

The 2025 property tax bill for 5845 Oak Valley Rd was $335 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$335.00 Homeowner's exemption	$14,725 Land $3,062 Building $11,663	$36,812 Land $7,655 Building $29,157
2023	$348.00 (-14.71%) Homeowner's exemption	$13,715 (-) Land $3,062 Building $10,653	$34,287 (-) Land $7,655 Building $26,632
2022	$408.00 Homeowner's exemption	$13,715 Land $3,062 Building $10,653	$34,287 Land $7,655 Building $26,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5845 Oak Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5845 Oak Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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