Stephens County property record for 5709 Oak Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,962 sqft · built 1983 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 057 008 |
| Primary APN | 057 008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 210,830 sqft (4.84 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 272 sqft |
| Deck Area | 96 sqft |
| Patio Area | 301 sqft |
| Canopy | 3,072 sqft |
| Utility Building | 192 sqft |
| Pole Barn | 832 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 281250 |
|---|---|
| Street Address | 5709 OAK VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | OAK VALLEY RD |
| Legal Subdivision | R ELLIOTT CAUDELL SURV |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5709 OAK VALLEY RD, TOCCOA, GA 30577-7293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2000 |
| Deed Sale | Nov 13, 2000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 5709 OAK VALLEY RD, TOCCOA, GA 30577-7293 |
| Document Number | 0011600414 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5709 OAK VALLEY RD TOCCOA GA 305777293, TOCCOA, GA 30577-7293 |
| Document Number | 0011600414 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 001160/000414 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | TOCCOA, GA 30577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695.00 (-20.53%) Homeowner's exemption Senior Citizen's exemption | $115,538 (+56.86%) Land $8,131 Building $107,407 | $288,846 (+56.86%) Land $20,328 Building $268,518 |
| 2023 | $2,133.00 (+1.62%) Homeowner's exemption | $73,657 (+4.44%) Land $8,131 Building $65,526 | $184,144 (+4.44%) Land $20,328 Building $163,816 |
| 2022 | $2,099.00 Homeowner's exemption | $70,529 Land $8,131 Building $62,398 | $176,324 Land $20,328 Building $155,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| HTC Cable | 1,000 / 50 |
May also be available: Windstream.
4G LTE (outdoors only), no 5G reported
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