5845 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 5845 E Hwy 20, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property Type	Residential
Details	3 bd · 3 ba · 2,178 sqft · built 1992
Lot Size	0.309 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Dec 2020)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`034-421-280-000`

Property Details

APN / Parcel Number

Primary APN	`034-421-280-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,178 sqft Living Area

Exterior

Year Built	Built 1992
Construction Type	Steel Frame
Lot Area	13,503 sqft (0.309 acres)

Location & Zoning

Street Address	5845 E HIGHWAY 20
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Specialized > Other
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1130
Census Tract	501

Owner

Source: Lake County records · APN 034-421-280-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3724 DIVISADERO ST, SAN FRANCISCO, CA 94123-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2020 · Amount on Record
Deed Sale	Dec 02, 2020 · Amount on Record
Deed Document Number	2020015643
Record Updated	Jun 08, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 02, 2020
Property Address	5845 E HIGHWAY 20, LUCERNE, CA 95458
Document Number	0000015643
Instrument Date	Nov 03, 2020
Instrument	15643
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3724 DIVISADERO ST SAN FRANCISCO CA 941231011, SAN FRANCISCO, CA 94123-1011

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,257.00 (+4.32%)	$108,241 (+4.04%) Land $75,769 Building $32,472
2023	$1,205.00 (+0.84%)	$104,040 Land $72,828 Building $31,212
2022	$1,195.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force 10 of 10 on primary residences
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 2 claims Severe Storms & Flooding (Mar 1986), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.