5825 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 5825 E Hwy 20, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1952
Lot Size	0.779 acres (33,976 sqft)
Owner	2 Individuals on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`034-421-200-000`

Property Details

APN / Parcel Number

Primary APN	`034-421-200-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1952
Construction Type	Concrete
Lot Area	33,976 sqft (0.779 acres)

Location & Zoning

Street Address	5825 E HIGHWAY 20
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	CLEAR LAKE BEACH ANX 03
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1130
Census Tract	501

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3724 DIVISADERO ST, SAN FRANCISCO, CA 94123-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jul 31, 2008
Deed Document Number	2020008666
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 20, 2020
Property Address	5825 E HIGHWAY 20, LUCERNE, CA 95458
Document Number	0000008666
Instrument Date	Jul 15, 2020
Instrument	8666
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3724 DIVISADERO ST SAN FRANCISCO CA 941231011, SAN FRANCISCO, CA 94123-1011

Mortgage

Document Number	8667
Date	Jul 20, 2020
Instrument	8667

Lender

Name	BELA JR THURY
Address	184 LIBERTY ST, SAN FRANCISCO, CA 94110-2218
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,144.00 (+4.43%)	$189,425 (+4.04%) Land $184,013 Building $5,412
2023	$2,053.00 (+0.93%)	$182,070 Land $176,868 Building $5,202
2022	$2,034.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Mar 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20