5796 Prospect Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5796 Prospect Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$141,500 (Mar 1998)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`26264`

Property Details

APN / Parcel Number

Primary APN	`26264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	3,000 sqft
Basement Area	625 sqft
Unfinished Basement	625 sqft
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	625 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5796 PROSPECT RD
City	GLOUCESTER
State	VA
Zip	23061-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	HALL ACRES PARCEL 7
Legal Subdivision	PLAT: PB20 76
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	100202

Owner

Source: Gloucester County records · APN 26264

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5796 PROSPECT RD, GLOUCESTER, VA 23061-3779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 1998 · Amount on Record
Deed Sale	Mar 20, 1998 · Amount on Record
Deed Document Number	ID 981534
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5796 PROSPECT RD, GLOUCESTER, VA 23061-3779
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005202
Date	Jul 23, 2021
Instrument	210005202

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (+5.29%)	$369,600 (-) Land $64,030 Building $305,570	$369,600 (-) Land $64,030 Building $305,570
2024	$1,077.00 (-5%)	$369,600 (-) Land $64,030 Building $305,570	$369,600 (-) Land $64,030 Building $305,570
2023	$2,154.00 (+2.47%)	$369,600 (+27.45%) Land $64,030 Building $305,570	$369,600 (+27.45%) Land $64,030 Building $305,570
2022	$2,102.00	$290,000 Land $76,000 Building $214,000	$290,000 Land $76,000 Building $214,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

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