58431 Lp Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58431 Lp Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$1,110 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-021-00`

Property Details

APN / Parcel Number

Primary APN	`004-460-021-00`

Interior

Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 67 ft wide

Location & Zoning

Street Address	58431 LOOP RD
City	THREE RIVERS
State	MI
Zip	49093-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 21 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	21
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2012
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 9, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
May 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 1995
Deed Sale	Aug 14, 1995
Prior Sale	Aug 18, 1970
Deed Book / Page	737 / 154
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	May 7, 2026
Property Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581
Document Number	0000003895
Instrument Date	Apr 2, 2026
Instrument	20263895
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581

Mortgage

Document Number	0000003895,
Date	May 7, 2026
Instrument	20263895

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01942/0276
Date	Dec 12, 2018
Book Page	1942/0276

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581

Mortgage

Document Number	2022002086
Date	Mar 9, 2022
Instrument	2022002086

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 28, 2021
Property Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581
Document Number	2021005709
Instrument Date	May 27, 2021
Instrument	2021005709
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58431 LOOP RD, THREE RIVERS, MI 49093-9581

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,300 (+4.8%) Land $48,700 Building $49,600	$196,600 (+4.8%) Land $97,400 Building $99,200
2025	$1,110.00 Homeowner's exemption	$93,800 Land $48,700 Building $45,100	$187,600 Land $97,400 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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