58400 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58400 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$78,000 (Oct 2004)
Tax Bill	$8,187 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-023-30`

Property Details

APN / Parcel Number

Primary APN	`004-460-023-30`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	760 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	250 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58400 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	COM AT PT N 67D 04M 24S W 2151.58 FT FROM E 1/4 COR TH N 88D 59M 20S E ALG S LN CLEAR LAKE RD 72.74 FT TH S 07D 02M 02S W 239
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2011
Census Tract	41102

Owner

58400 E Clear Lake Rd is held in a trust since November 2021.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3348 WASATCH RANGE LOOP, PENSACOLA, FL 32526-2060
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Dec 1, 2021	Intrafamily Transfer, Transfer
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2004 · Amount on File
Deed Sale	Oct 11, 2004 · Amount on File
Deed Book / Page	1265 / 234
Last Transfer Date	Nov 15, 2021
Transfer Doc	2021012052
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58400 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01985/0011
Date	Nov 20, 2019
Book Page	1985/0011

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 1, 2021
Property Address	58400 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Document Number	2021012052
Map Reference	LB 4 PG 78
Instrument Date	Nov 15, 2021
Instrument	2021012052
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3348 WASATCH RANGE LOOP, PENSACOLA, FL 32526-2060

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 1, 2018
Property Address	58400 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8561
Document Number	01937/0140
Book / Page	1937 / 0140
Map Reference	LB4 PG78
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIDELITY NATIONAL TITLE CO L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	699 LINDEN DR, CAROL STREAM, IL 60188-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	256 S MAPLE ST, LOMBARD, IL 60148

Mortgage

Document Number	01937/0144
Date	Nov 1, 2018
Book Page	1937/0144

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company
Address	GULF BREEZE, FL 32561

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 58400 E Clear Lake Rd was $8,187.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,300 (+6.48%) Land $65,100 Building $214,200	$558,600 (+6.48%) Land $130,200 Building $428,400
2025	$8,187.00	$262,300 Land $65,000 Building $197,300	$524,600 Land $130,000 Building $394,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58400 E Clear Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58400 E Clear Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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