58396 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58396 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1990
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Sep 2021)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Dec 2021 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-023-20`

Property Details

APN / Parcel Number

Primary APN	`004-460-023-20`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	250 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58396 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	COM AT PT N 67D 04M 24S W 2151.58 FT FROM E 1/4 COR TH S 88D 59M 20S W ALG S LN CLEAR LAKE RD 70.05 FT TH S 01D 36M 01S W PAR
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPRVRS 3 FABIUS TOWNSHIP
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2011
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3348 WASATCH RANGE LOOP, PENSACOLA, FL 32526-2060
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Oct 22, 1993 · Amount on Record
Deed Document Number	20219287
Last Transfer Date	Nov 15, 2021
Transfer Doc	2021012055
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 1, 2021
Property Address	58396 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Document Number	2021012055
Map Reference	LB 4 PG 78
Instrument Date	Nov 15, 2021
Instrument	2021012055
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3348 WASATCH RANGE LOOP, PENSACOLA, FL 32526-2060

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 14, 2021
Property Address	58396 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Document Number	2021009287
Map Reference	LB 4 PG 78
Instrument Date	Sep 14, 2021
Instrument	2021009287
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 NORTHGATE DR, SPRING, TX 77380-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 WASATCH RANGE LOOP, PENSACOLA, FL 32526-2060

Mortgage

Date	Sep 14, 2021

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 20, 2020
Property Address	58396 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Document Number	2020003451
Map Reference	LB 4 PG 78
Instrument Date	Jul 13, 2020
Instrument	2020003451
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58396 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518

Mortgage

Date	Jul 20, 2020

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,900 (+5.12%)	$369,800 (+5.12%)
2025	$1,432.00	$175,900 Land $73,500 Building $102,400	$351,800 Land $147,000 Building $204,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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