584 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 584 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,295 sqft · built 2002
Lot Size	0.471 acres (20,499 sqft)
Owner	Individual Name on Record
Last Sale	$132,148 (Mar 2018)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-03-760`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-03-760`
Alternative APNs	`282016824203760` `171623` `174941` `178407`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,295 sqft Living Area
Gross Area	4,047 sqft
1st Floor Area	2,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,499 sqft (0.471 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	226 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	584 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 376
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	3
Legal Lot Number	376
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE BANCORP BANK
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Mar 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	2018162900
Prior Transfer Date	Mar 16, 2011
Prior Transfer Doc	0000162900
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	0000523691
Date	Aug 26, 2022
Instrument	20220523691

Lender

Name	THE BANCORP BANK
Type	Bank
Address	WILMINGTON, DE 19809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	20210479406
Date	Aug 6, 2021
Instrument	20210479406

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	20210479405
Date	Aug 6, 2021
Instrument	20210479405

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000769300
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 SAND WEDGE LOOP APOPKA FL 327126054, APOPKA, FL 32712-6054

Mortgage

Document Number	0000769300
Date	Dec 9, 2019
Instrument	769300

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 21, 2018
Property Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000162900
Map Reference	MB 47 PG 3-6
Instrument Date	Mar 16, 2011
Instrument	20180162900
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST SERVICE TITLE OF FLORI

Transaction

Amount	Amount Recorded
Tax	$925.40
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 PALM OAK DR, 881, APOPKA, FL 32712-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	0000162902
Date	Mar 21, 2018
Instrument	20180162902

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,989 (+2.7%)	$500,730 (-1.33%) Land $90,000 Building $410,730
2025	$3,921.00 (+1.95%) Homeowner's exemption	$281,391 (+5.99%)	$507,460 (+3.86%) Land $90,000 Building $417,460
2024	$3,846.00 (+7.04%)
2023	$3,593.00 (+4.48%) Homeowner's exemption	$265,496 (+3%)	$488,581 (+13.42%) Land $120,000 Building $368,581
2022	$3,439.00 Homeowner's exemption	$257,763	$430,780 Land $120,000 Building $310,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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