579 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 579 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,869 sqft · built 2001
Lot Size	0.471 acres (20,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Sep 2019)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-04-100`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-04-100`
Alternative APNs	`282016824204100` `171658` `174977` `178445`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,869 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	2,869 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,501 sqft (0.471 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	549 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	579 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 410
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	4
Legal Lot Number	410
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1006
Census Tract	17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MONEY SOURCE (NY) INC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage MCCOY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2019587707
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055

Mortgage

Document Number	0000178929
Date	Mar 31, 2023
Instrument	20230178929

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 20, 2019
Property Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000587707
Instrument Date	Sep 17, 2019
Instrument	587707
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	579 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	587708
Date	Sep 20, 2019
Instrument	587708

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000541378
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	0000541378
Date	Aug 30, 2019
Instrument	541378

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2034

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 28, 2018
Property Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000749416
Instrument Date	Dec 27, 2018
Instrument	749416
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,747.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	579 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	749417
Date	Dec 28, 2018
Instrument	749417

Lender

Name	MONEY SOURCE (NY) INC
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	579 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000436303
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	579 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	0000436303
Date	Aug 7, 2017
Instrument	436303

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,765 (+2.7%)	$511,150 (-1.43%) Land $90,000 Building $421,150
2025	$5,077.00 (+1.78%) Homeowner's exemption	$354,202 (+5.99%)	$518,550 (+3.61%) Land $90,000 Building $428,550
2024	$4,988.00 (+6.92%)
2023	$4,665.00 (+4.06%) Homeowner's exemption	$334,194 (+3%)	$500,477 (+12.82%) Land $120,000 Building $380,477
2022	$4,483.00 Homeowner's exemption	$324,460	$443,603 Land $120,000 Building $323,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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