5835 Spencer Ter, Middletown, OH 45044 Property Records

Butler County property record for 5835 Spencer Ter, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,385 sqft · built 2017
Lot Size0.642 acres (27,966 sqft)
Owner2 Individual Names on Record
Last Sale$457,475 (May 2017)
Tax Bill$7,610 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APND2020-317.000-008

Property Details

APN / Parcel Number

Primary APND2020-317.000-008
Alternative APNs
  • 400042
  • 403381

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,385 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,323 sqft
Basement Area1,160 sqft
Finished Basement1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleColonial
Exterior MaterialCombination
Lot Area27,966 sqft (0.642 acres)
Lot Dimensions188 ft deep x 47.7 ft wide
Garage Area120 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5835 SPENCER TER
CityMIDDLETOWN
StateOH
Zip45044-3285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description219 ENT WINDSOR ESTATES 5
Legal SubdivisionWINDSOR ESTATES
JurisdictionBUTLER OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1002
Census Tract11135

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5835 SPENCER TER, MIDDLETOWN, OH 45044-3285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Prior SaleJan 18, 2017 · Amount on Record
Deed Document Number2017-00018722
Deed Book / Page9033 / 0687
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address5835 SPENCER TER, MIDDLETOWN, OH 45044-3285
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031673
DateAug 27, 2019
Book Page9329/1174
Instrument2019-00031673
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
County SubdivisionLiberty Township
Unified School DistrictLakota Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,610.00 (+4.48%)$189,720 (-) Land $26,340 Building $163,380$542,070 (-) Land $75,270 Building $466,800
2023$7,284.00 (+9.19%)$189,720 (+40.87%) Land $26,340 Building $163,380$542,070 (+40.87%) Land $75,270 Building $466,800
2022$6,671.00$134,680 Land $26,340 Building $108,340
2020$384,810 Land $75,270 Building $309,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUTLER CO. WATER DISTRICT 2 PWS
serves 116,572 people · EPA ID OH0900303
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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