5808 Spencer Ter, Middletown, OH 45044 Property Records

Butler County property record for 5808 Spencer Ter, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,718 sqft · built 2018
Lot Size	0.485 acres (21,170 sqft)
Owner	Individual Name on Record
Last Sale	$331,910 (Aug 2018)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D2020-317.000-011`

Property Details

APN / Parcel Number

Primary APN	`D2020-317.000-011`
Alternative APNs	`146812` `148243`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,170 sqft (0.485 acres)
Lot Dimensions	205 ft deep x 132 ft wide
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5808 SPENCER TER
City	MIDDLETOWN
State	OH
Zip	45044-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	222 ENT WINDSOR ESTATES 5
Legal Subdivision	WINDSOR ESTATES
Jurisdiction	BUTLER OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1002
Census Tract	11135

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5808 SPENCER TER, MIDDLETOWN, OH 45044-3288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Aug 9, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 25, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	2018-00030271
Deed Book / Page	9194 / 1102
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	5808 SPENCER TER, MIDDLETOWN, OH 45044-3288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037118
Date	Aug 19, 2020
Book Page	9493/689
Instrument	2020-00037118

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 9, 2018
Property Address	5808 SPENCER TER, MIDDLETOWN, OH 45044-3288
Document Number	0000030271
Book / Page	9194 / 1102
Map Reference	OR 8963 PG 1762-1764
Instrument Date	Jul 31, 2018
Instrument	2018-00030271
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5808 SPENCER TER, LIBERTY TOWNSHIP, OH 45044-3288

Mortgage

Document Number	0000030272
Date	Aug 9, 2018
Instrument	2018-00030272

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 25, 2018
Property Address	5808 SPENCER TER, MIDDLETOWN, OH 45044-3288
Document Number	0000015130
Book / Page	009154 / 000988
Instrument Date	Apr 23, 2018
Instrument	15130
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$232.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8622 JACQUEMIN DR WEST CHESTER OH 450694852, WEST CHESTER, OH 45069-4852
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Liberty Township
Unified School District	Lakota Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+4.47%)	$142,130 (-) Land $27,040 Building $115,090	$406,080 (-) Land $77,250 Building $328,830
2023	$5,457.00 (+4.34%)	$142,130 (+35%) Land $27,040 Building $115,090	$406,080 (+35%) Land $77,250 Building $328,830
2022	$5,230.00	$105,280 Land $27,040 Building $78,240
2020			$300,790 Land $77,250 Building $223,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER CO. WATER DISTRICT 2 PWS serves 116,572 people · EPA ID OH0900303
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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