5832 Saint Johns Rd, Frankfort, KY 40601 Property Records

Franklin County property record for 5832 Saint Johns Rd, Frankfort, KY 40601

Property Summary

Property Type	Rural Home
Details	built 1995
Lot Size	16.8 acres (735,293 sqft)
Owner	Individual Name on File
Tax Bill	$1,928 (2025)
Deeds & Mortgages	May 2006 Line of Credit Aug 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-00-00-033.01`

Property Details

APN / Parcel Number

Primary APN	`007-00-00-033.01`
Alternative APN	`38363`

Interior

Stories	1 Story

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	735,293 sqft (16.8 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Basement
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	38363
Street Address	5832 SAINT JOHNS RD
City	FRANKFORT
State	KY
Zip	40601-9120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT C
Legal Subdivision	CHUCK & KATHY MORRIS FARM
Legal Tract	C
Legal Lot Number	C
Jurisdiction	FRANKLIN KY
Township / Civil Division	BALD KNOB
Census Block Group	2
Census Block	2014
Census Tract	71101

Owner

5832 Saint Johns Rd, a rural home, is owned and occupied by an individual.

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5832 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 3, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Jun 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	5832 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1014/151
Date	May 25, 2006
Book Page	M1014/151
Instrument	299235

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	5832 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M973/493
Date	Aug 3, 2005
Book Page	M973/493
Instrument	286575

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jul 1, 2025

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	5832 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1395/635
Date	Oct 28, 2016
Book Page	M1395/635
Instrument	451749

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	5832 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M968/190
Date	Jun 30, 2005
Book Page	M968/190
Instrument	285138

Lender

Name	CENTURY LENDING CO
Type	Lending Institution
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5832 Saint Johns Rd was $1,928.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,928.00	$160,987 Land $5,987 Building $155,000	$160,987 Land $5,987 Building $155,000
2023	$1,923.00	$160,987	$160,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5832 Saint Johns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5832 Saint Johns Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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