5609 Saint Johns Rd, Frankfort, KY 40601 Property Records

Franklin County property record for 5609 Saint Johns Rd, Frankfort, KY 40601

Property Summary

Property Type	Rural Home
Details	1,280 sqft · built 2003
Lot Size	22.2 acres (969,166 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Sep 2015)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Jul 2007 Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-00-00-026.03`

Property Details

APN / Parcel Number

Primary APN	`008-00-00-026.03`
Alternative APN	`64902`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	969,166 sqft (22.2 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	64902
Street Address	5609 SAINT JOHNS RD
City	FRANKFORT
State	KY
Zip	40601-9120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ONAN PROP LOTS 1 & 2 22.249 ACRES
Legal Subdivision	ONAN
Legal Lot Number	1-2
Jurisdiction	FRANKLIN KY
Township / Civil Division	BALD KNOB
Census Block Group	2
Census Block	2009
Census Tract	71101

Owner

5609 Saint Johns Rd, a rural home, is owned by an individual who acquired it in May 2019.

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6043 E ROSEWOOD ST, 2, TUCSON, AZ 85711-1610
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2007	Deed of Trust, Mortgage WHITAKER BANK INC
May 28, 2019	Intrafamily Transfer, Transfer
Sep 21, 2015	Deed, Transfer · Commercial Mortgage FIRST FSB (FRANKFORT KY)
Jul 11, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2015 · Amount on File
Deed Sale	Sep 21, 2015 · Amount on File
Prior Sale	Jul 11, 2011 · Amount on File
Deed Document Number	2015435433
Deed Book / Page	556 / 340
Last Transfer Date	May 24, 2019
Transfer Doc	00D585/636
Record Updated	Jun 8, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	5609 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1067/297
Date	Jul 24, 2007
Book Page	M1067/297
Instrument	318754

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	FRANKFORT, KY 40602

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 23, 2012

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	May 28, 2019
Property Address	5609 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Document Number	00D585/636
Book / Page	D585 / 636
Map Reference	CAB E SL 13 PG 14
Instrument Date	May 24, 2019
Instrument	489412
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6043 E ROSEWOOD ST # ST2, ST2, TUCSON, AZ 85711-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6043 E ROSEWOOD ST UNIT 2, 2, TUCSON, AZ 85711-1610

September 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 21, 2015
Property Address	5609 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Document Number	00D556/340
Book / Page	D556 / 340
Map Reference	CAB E SL13 PG14
Instrument Date	Sep 14, 2015
Instrument	435433
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 SINGLETON LN, FRANKFORT, KY 40601-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 E ROSEWOOD ST, TUCSON, AZ 85711-1609

Mortgage

Document Number	0000435434
Date	Sep 21, 2015
Instrument	435434

Lender

Name	FIRST FSB (FRANKFORT KY)
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 18, 2020

July 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 11, 2011
Property Address	5609 SAINT JOHNS RD, FRANKFORT, KY 40601-9120
Document Number	00D527/646
Book / Page	D527 / 646
Map Reference	CAB E SL13 PG4
Instrument Date	Jul 8, 2011
Instrument	373566
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 WOODGATE RD, FRANKFORT, KY 40601-4189

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 SINGLETON LN, FRANKFORT, KY 40601-7712

Tax Assessment & Valuation

The 2025 property tax bill for 5609 Saint Johns Rd was $1,118.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00	$93,344 Land $6,344 Building $87,000	$93,344 Land $6,344 Building $87,000
2023	$1,115.00	$93,344	$93,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5609 Saint Johns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5609 Saint Johns Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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