58300 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58300 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Sep 2023)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-440-025-00`

Property Details

APN / Parcel Number

Primary APN	`004-440-025-00`

Interior

Full Baths	1 Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	220 ft deep x 50 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58300 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 31. SUPERVISORS PLAT NO 1. SEC 17 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT NO 1
Legal Lot Number	31
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2011
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15424 W 163RD ST, HOMER GLEN, IL 60491-7937
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Intrafamily Transfer, Transfer
Sep 8, 2023	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE
Dec 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY
Aug 30, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	20236490
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 2, 2026
Property Address	58300 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Document Number	2026000024
Map Reference	LB 2 PG 67
Instrument Date	Dec 29, 2025
Instrument	2026000024
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15424 W 163RD ST, HOMER GLEN, IL 60491-7937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	15424 W 163RD ST, HOMER GLEN, IL 60491-7937

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 8, 2023
Property Address	58300 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Document Number	2023006490
Map Reference	LB 2 PG 67
Instrument Date	Sep 7, 2023
Instrument	2023006490
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Tax	$5,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 S DUNCAN AVE, ARLINGTON HEIGHTS, IL 60005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15424 W 163RD ST, HOMER GLEN, IL 60491-7937

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58300 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013080
Date	Dec 28, 2021
Instrument	2021013080

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	107 Months
Due	Nov 19, 2030

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58300 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1883/0135
Date	Aug 30, 2017
Book Page	1883/0135

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58300 E CLEAR LAKE RD, THREE RIVERS, MI 49093-9518
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001571
Date	Feb 17, 2021
Instrument	2021001571

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,000 (+6.02%)	$676,000 (+6.02%)
2025	$3,235.00 (-74.54%)	$318,800 (+33.78%) Land $65,900 Building $252,900	$637,600 (+33.78%) Land $131,800 Building $505,800
2024	$12,708.00
2023		$238,300 Land $43,900 Building $194,400	$476,600 Land $87,800 Building $388,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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