58200 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58200 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 728 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 2017)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-440-020-00`

Property Details

APN / Parcel Number

Primary APN	`004-440-020-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	179 ft deep x 73 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58200 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 23 & LOT 24 EXC S 25 FT. SUPERVISORS PLAT NO. 1 SEC. 17 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #1
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2011
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58200 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Deed Book / Page	1879 / 76
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	1833/0971
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58200 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8560
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011150
Date	Nov 5, 2021
Instrument	2021011150

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Sep 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58200 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8560
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1969/0179
Date	Aug 5, 2019
Book Page	1969/0179

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 27, 2017
Property Address	58200 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8560
Document Number	1879/0076
Book / Page	1879 / 0076
Map Reference	VOL2 PG67
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506

Mortgage

Document Number	18790078
Date	Jul 27, 2017
Instrument	1879/0078

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (+5.07%)	$550,800 (+5.07%)
2025	$1,865.00 Homeowner's exemption	$262,100 Land $82,200 Building $179,900	$524,200 Land $164,400 Building $359,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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