5830 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 5830 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,585 sqft · built 2020
Lot Size	7.62 acres (331,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2019)
Tax Bill	$11,713 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-768531`

Property Details

APN / Parcel Number

Primary APN	`10-768531`
Alternative APN	`768531`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,585 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	331,927 sqft (7.62 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	561 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	768531
Street Address	5830 S POINT RD
City	BERLIN
State	MD
Zip	21811-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.62 ACS E SIDE SOUTH POINT RD SUR P/O EST THOM F JOHNS
Legal Subdivision	PLAT OF SURVET OF PART ESTATES OF THOMAS
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5830 S POINT RD, BERLIN, MD 21811-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 25, 2019	Grant Deed, Construction Loan · Line of Credit CALVIN B TAYLOR BKNG
Jul 26, 2019	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Deed Book / Page	7462 / 1
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5830 S POINT RD, BERLIN, MD 21811-2627
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 S POINT RD, BERLIN, MD 21811-2627

Mortgage

Document Number	0081350019
Date	Aug 5, 2021
Book Page	8135/19

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5830 S POINT RD, BERLIN, MD 21811-2627
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078120486
Date	Oct 28, 2020
Book Page	7812/486

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 25, 2019
Property Address	5830 S POINT RD, BERLIN, MD 21811-2627
Document Number	0074970470
Book / Page	007497 / 000470
Instrument Date	Sep 19, 2019
Transaction Type	Construction Loan
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11469 MAID AT ARMS LN BERLIN MD 218111733, BERLIN, MD 21811-1733

Mortgage

Document Number	74970470
Date	Sep 25, 2019
Book Page	007497/000470

Lender

Name	CALVIN B TAYLOR BKNG
Type	Funding / Finance Company
Address	24 N MAIN ST, BERLIN, MD 21811-1029

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 26, 2019
Property Address	5830 S POINT RD, BERLIN, MD 21811-2627
Document Number	0074620001
Book / Page	007462 / 000001
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11469 MAID AT ARMS LN BERLIN MD 218111733, BERLIN, MD 21811-1733

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,713.00 (+0.27%)	$1,262,600 (+20.22%)	$1,269,600 (+0.83%) Land $508,200 Building $761,400
2025	$11,681.00 (+16.23%)
2023	$10,050.00	$1,050,233	$1,259,100 Land $512,500 Building $746,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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