583 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 583 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,948 sqft · built 1940
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on Record
Last Sale$615,200 (Feb 2017)
Tax Bill$14,340 (2025)
Deeds & MortgagesJan 2024 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-04203-0000-00014

Property Details

APN / Parcel Number

Primary APN51-04203-0000-00014
Alternative APN
  • 510420300014

Interior

Stories1 Story
Building Area1,948 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions108 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address583 SPRING AVE
CityRIDGEWOOD
StateNJ
Zip07450-4610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.186 AC
Legal SubdivisionPARAMUS LAND CO
Legal Block4203
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5000
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address583 SPRING AVE, RIDGEWOOD, NJ 07450-4610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Feb 10, 2017Grant Deed, Transfer · Conventional Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2017 · Amount on Record
Deed SaleFeb 10, 2017 · Amount on Record
Prior SaleJun 20, 2006 · Amount on Record
Deed Document Number201713741
Deed Book / Page2533 / 54
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address583 SPRING AVE, RIDGEWOOD, NJ 07450-4610
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 SPRING AVE, RIDGEWOOD, NJ 07450-4610

Mortgage

Document Number0051501448
DateJan 2, 2024
Book Page5150/1448
Instrument2024000097
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 10, 2017
Property Address583 SPRING AVE, RIDGEWOOD, NJ 07450-4610
Document Number0025330054
Book / Page002533 / 000054
Instrument DateOct 19, 2016
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$615.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 SPRING AVE RIDGEWOOD NJ 074504610, RIDGEWOOD, NJ 07450-4610

Mortgage

Document Number25330060
DateFeb 10, 2017
Book Page002533/000060
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2047
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,200 (-) Land $307,400 Building $188,800$496,200 (-) Land $307,400 Building $188,800
2025$14,340.00 (+0.74%)$496,200 (-) Land $307,400 Building $188,800$496,200 (-) Land $307,400 Building $188,800
2024$14,235.00 (+4.97%)
2023$496,200 Land $307,400 Building $188,800$496,200 Land $307,400 Building $188,800
2022$13,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1996–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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