581 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 581 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,794 sqft · built 1974
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,500 (Aug 1973)
Tax Bill	$22,227 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-04203-0000-00015-01`

Property Details

APN / Parcel Number

Primary APN	`51-04203-0000-00015-01`
Alternative APNs	`51042030000000150001` `5104203000001501`

Interior

Stories	2 Stories
Building Area	2,794 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	126 ft deep x 91 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5104203000001501
Street Address	581 SPRING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.263 AC
Legal Subdivision	PARAMUS LAND CO
Legal Block	4203
Legal Lot Number	15.01
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	5
Census Block	5000
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	581 SPRING AVE, RIDGEWOOD, NJ 07450-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 1973 · Amount on Record
Deed Sale	Aug 23, 1973 · Amount on Record
Deed Book / Page	5818 / 42
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	581 SPRING AVE, RIDGEWOOD, NJ 07450-4610
Document Number	0027941275
Book / Page	002794 / 001275
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	581 SPRING AVE RIDGEWOOD NJ 074504610, RIDGEWOOD, NJ 07450-4610

Mortgage

Document Number	0027941275
Date	Nov 27, 2017
Book Page	002794/001275

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,100 (-) Land $320,900 Building $448,200	$769,100 (-) Land $320,900 Building $448,200
2025	$22,227.00 (+0.73%)	$769,100 (-) Land $320,900 Building $448,200	$769,100 (-) Land $320,900 Building $448,200
2024	$22,065.00 (+4.98%)
2023		$769,100 Land $320,900 Building $448,200	$769,100 Land $320,900 Building $448,200
2022	$21,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20