583 Ross Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 583 Ross Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	built 2022
Lot Size	218 acres (9,524,830 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2016)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jul 2020 Sale Feb 2016 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-04`

Property Details

APN / Parcel Number

Primary APN	`55-04`
Alternative APN	`22145`

Interior

Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Lot Area	9,524,830 sqft (218 acres)

Location & Zoning

Account Number	22145
Street Address	583 ROSS RD
City	LANCASTER
State	KY
Zip	40444-9728
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1045
Census Tract	970202

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2586 KY HIGHWAY 1842 N, CYNTHIANA, KY 41031-7680
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed, Transfer
Feb 3, 2016	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Deed Document Number	2016128450
Deed Book / Page	282 / 181
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 14, 2020
Property Address	583 ROSS RD, LANCASTER, KY 40444-9728
Document Number	00D304/148
Book / Page	D304 / 148
Map Reference	DB 252 PG 734
Instrument Date	Jul 13, 2020
Instrument	157828
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 KIRKSVILLE RD, RICHMOND, KY 40475-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 KY HIGHWAY 1842 N, CYNTHIANA, KY 41031-7680

February 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Feb 3, 2016
Property Address	583 ROSS RD, LANCASTER, KY 40444-9728
Document Number	000282/181
Book / Page	282 / 181
Instrument Date	Feb 1, 2016
Instrument	128450
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 KIRKSVILLE RD, RICHMOND, KY 40475-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FREEDOM RD, LANCASTER, KY 40444-9739
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,000 (+1.58%)	$668,000 (+251.58%) Land $665,000 Building $3,000
2025	$1,953.00 (-0.51%)	$190,000 (-) Land $70,000 Building $120,000	$190,000 (-) Land $70,000 Building $120,000
2024	$1,963.00 (-2.82%)	$190,000 (-) Land $70,000 Building $120,000	$190,000 (-) Land $70,000 Building $120,000
2023	$2,020.00 (+168.97%)	$190,000 (+171.43%) Land $70,000 Building $120,000	$190,000 (+171.43%) Land $70,000 Building $120,000
2022	$751.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ross Rd

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