467 Ross Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 467 Ross Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · built 1915
Lot Size	26 acres (1,132,560 sqft)
Owner	Individual Name on File
Tax Bill	$771 (2025)
Deeds & Mortgages	Apr 2006 Line of Credit Apr 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-02`

Property Details

APN / Parcel Number

Primary APN	`55-02`
Alternative APN	`19548`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,132,560 sqft (26 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	19548
Street Address	467 ROSS RD
City	LANCASTER
State	KY
Zip	40444-9728
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1045
Census Tract	970202

Owner

467 Ross Rd, a rural home, is owned and occupied by an individual who acquired it in March 2023.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	467 ROSS RD, LANCASTER, KY 40444-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2006	Deed of Trust, Mortgage · Line of Credit HEIGHTS FINANCE CORPORATION
Apr 10, 2025	Deed, Transfer
Aug 31, 2017	Intrafamily Transfer, Transfer
Apr 1, 2006	Deed, Transfer
Mar 17, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000174940
Record Updated	Oct 29, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	467 ROSS RD, LANCASTER, KY 40444-9728
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROSS RD, LANCASTER, KY 40444-8507
Investor	Possibly a Property Investor

Mortgage

Document Number	00M256/677
Date	Apr 1, 2006
Book Page	M256/677
Instrument	69892

Lender

Name	HEIGHTS FINANCE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	May 10, 2006

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 10, 2025
Property Address	467 ROSS RD, LANCASTER, KY 40444-9728
Document Number	00D331/422
Book / Page	D331 / 422
Instrument Date	Apr 10, 2025
Instrument	193517
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4932 CRAB ORCHARD RD, STANFORD, KY 40484-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	467 ROSS RD, LANCASTER, KY 40444-9728
Investor	Possibly a Property Investor

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Aug 31, 2017
Property Address	467 ROSS RD, LANCASTER, KY 40444-9728
Document Number	000290/195
Book / Page	290 / 195
Instrument Date	Aug 24, 2017
Instrument	135783
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	467 ROSS RD, LANCASTER, KY 40444-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 ROSS RD, LANCASTER, KY 40444-9728
Investor	Possibly a Property Investor

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 1, 2006
Property Address	467 ROSS RD, LANCASTER, KY 40444-9728
Document Number	000237/551
Book / Page	237 / 551
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 ROSS RD, LANCASTER, KY 40444-9728
Investor	Possibly a Property Investor

March 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 17, 2005
Property Address	467 ROSS RD, LANCASTER, KY 40444-9728
Document Number	0000231/24
Book / Page	231 / 24
Instrument	60391
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 ROSS RD, LANCASTER, KY 40444-8507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 ROSS RD, LANCASTER, KY 40444-9728

Tax Assessment & Valuation

The 2025 property tax bill for 467 Ross Rd was $771, down 0.4% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+2.67%)	$200,000 (+166.67%) Land $200,000
2025	$771.00 (-0.39%)	$75,000 (-) Land $10,000 Building $65,000	$75,000 (-) Land $10,000 Building $65,000
2024	$774.00 (-2.89%)	$75,000 (-) Land $10,000 Building $65,000	$75,000 (-) Land $10,000 Building $65,000
2023	$797.00 (-0.87%)	$75,000 (-) Land $10,000 Building $65,000	$75,000 (-) Land $10,000 Building $65,000
2022	$804.00	$75,000 Land $10,000 Building $65,000	$75,000 Land $10,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 467 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 467 Ross Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ross Rd

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