Monroe County and Webster Town property record for 583 Lake Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,246 sqft · built 1964 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,935 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 265489 048.20-1-48 |
| Primary APN | 265489 048.20-1-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 168 ft deep x 158 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 736 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03333500000 |
|---|---|
| Street Address | 583 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0056-14-07 |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 583 LAKE RD, WEBSTER, NY 14580-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 30, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 583 LAKE RD, WEBSTER, NY 14580-1550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 583 LAKE RD, WEBSTER, NY 14580-1550 |
| Document Number | 0000000382 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 30175/290 |
| Instrument | 202212290382 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 111 Months |
| Due | Mar 1, 2032 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 583 LAKE RD, WEBSTER, NY 14580-1550 |
| Document Number | 0000000121 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 583 LAKE RD WEBSTER NY 145801550, WEBSTER, NY 14580-1550 |
| Document Number | 0000000121 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 028304/000326 |
| Instrument | 121 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 2, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 583 LAKE RD, WEBSTER, NY 14580-1550 |
| Document Number | 0000000814 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 583 LAKE RD WEBSTER NY 145801550, WEBSTER, NY 14580-1550 |
| Document Number | 0000000814 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 028329/000376 |
| Instrument | 814 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 18, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,935.00 (+32.42%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,482.00 (+8.39%) | $126,800 (-) Land $28,600 Building $98,200 | $264,200 (+20.86%) Land $59,591 Building $204,609 |
| 2023 | $126,800 (-) Land $28,600 Building $98,200 | $218,600 (+10.35%) Land $49,306 Building $169,294 | |
| 2022 | $126,800 Land $28,600 Building $98,200 | $198,100 Land $44,682 Building $153,418 | |
| 2021 | $4,135.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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