581 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 581 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,239 sqft · built 1960
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$174,900 (Dec 2022)
Tax Bill$5,152 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN265489 048.20-1-49

Property Details

APN / Parcel Number

Primary APN265489 048.20-1-49
Alternative APNs
  • 54890482000001049000
  • 03333600000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,239 sqft Living Area
1st Floor Area1,239 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions206 ft deep x 50.3 ft wide
Garage TypeBasement
PorchSlab
Porch Area279 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03333600000
Street Address581 LAKE RD
CityWEBSTER
StateNY
Zip14580-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0056-14-04
Legal Block1
Legal Lot Number49.000
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2005
Census Tract11302

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address581 LAKE RD, WEBSTER, NY 14580-1550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Deed Document Number2022870
Deed Book / Page12756 / 393
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateDec 9, 2022
Property Address581 LAKE RD, WEBSTER, NY 14580-1550
Document Number0000000870
Book / Page12756 / 393
Instrument DateNov 9, 2022
Instrument202212090870
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanySTEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address581 LAKE RD, WEBSTER, NY 14580-1550

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 LAKE RD, WEBSTER, NY 14580-1550

Mortgage

Document Number0000000871
DateDec 9, 2022
Instrument202212090871
Lender
NameGENESEE REGIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,152.00 (+60.95%)$104,600 (-) Land $22,000 Building $82,600$217,900 (+20.85%) Land $45,830 Building $172,070
2023$104,600 (-) Land $22,000 Building $82,600$180,300 (+10.34%) Land $37,922 Building $142,378
2022$104,600 Land $22,000 Building $82,600$163,400 Land $34,367 Building $129,033
2021$3,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2004)
Most Recent ClaimAug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

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