Wayne County property record for 5828 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,438 sqft · built 1937 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2023) |
| Tax Bill | $8,436 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-073-22-013 |
| Primary APN | 82-10-073-22-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Basement Area | 982 sqft |
| Unfinished Basement | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 111 ft deep x 36 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5828 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 65 GALT PARK SUB |
| Legal Subdivision | GALT PARK |
| Legal Lot Number | 65 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 573300 |
5828 Ternes St is owned and occupied by two individuals who acquired it in December 2023.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2024 | Intrafamily Transfer, Transfer |
| Sep 29, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU |
| Sep 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage KONDAUR CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Prior Sale | May 19, 1995 · Amount on File |
| Deed Document Number | 2023255524 |
| Deed Book / Page | 58485 / 603 |
| Last Transfer Date | Dec 15, 2023 |
| Transfer Doc | 0586350952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 12, 2024 |
| Property Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Document Number | 0586350952 |
| Book / Page | 58635 / 952 |
| Map Reference | LB 33 PG 64 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2024011452 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Document Number | 0584850603 |
| Book / Page | 58485 / 603 |
| Map Reference | LB 33 PG 64 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023255524 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51347 GULFSTREAM PARK LN, CANTON, MI 48188-4501 |
| Name | Verified Name |
|---|---|
| Address | 5746 OAKMAN BLVD, DEARBORN, MI 48126-2382 |
| Document Number | 0058485605 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 58485/605 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0581230055 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 58123/55 |
| Instrument | 2023050365 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 7, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5828 TERNES ST, DEARBORN, MI 48126-2010 |
| Document Number | 0559910933 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5828 TERNES ST DEARBORN MI 481262010, DEARBORN, MI 48126-2010 |
| Document Number | 0559910933 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 055991/000933 |
| Instrument | 243965 |
| Name | KONDAUR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMINGTON HILLS, MI 48331 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 5828 Ternes St was $8,436 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,900 (+0.78%) | $207,800 (+0.78%) | |
| 2025 | $8,436.00 Homeowner's exemption | $103,100 | $206,200 |
| 2023 | $87,300 | $174,600 | |
| 2019 | $2,535.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5828 Ternes St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5828 Ternes St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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