5811 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 5811 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,160 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Oct 2017)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-10-073-21-017`

Property Details

APN / Parcel Number

Primary APN	`82-10-073-21-017`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,101 sqft
Basement Area	973 sqft
Unfinished Basement	973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Other
Foundation Type	Concrete
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	111 ft deep x 36 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5811 TERNES ST
City	DEARBORN
State	MI
Zip	48126-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 94 GALT PARK SUB
Legal Subdivision	GALT PARK
Legal Lot Number	94
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2011
Census Tract	573300

Owner

Source: Wayne County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5827 TERNES ST, DEARBORN, MI 48126-2009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Oct 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	2017336576
Deed Book / Page	54017 / 226
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5811 TERNES ST, DEARBORN, MI 48126-2009
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0599751354
Date	Dec 22, 2025
Book Page	59975/1354
Instrument	2026014208

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 19, 2017
Property Address	5811 TERNES ST, DEARBORN, MI 48126-2009
Document Number	0540170226
Book / Page	054017 / 000226
Instrument Date	Sep 21, 2017
Instrument	336576
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 TERNES ST DEARBORN MI 481262009, DEARBORN, MI 48126-2009

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+12.84%)	$290,000 (+12.84%)
2025	$5,120.00 (+9.94%)	$128,500 (+39.07%)	$257,000 (+39.07%)
2023		$92,400	$184,800
2019	$4,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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