5826 10th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5826 10th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,048 sqft · built 1977
Lot Size5.31 acres (231,304 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Sep 2020)
Tax Bill$2,682 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-002-2400

Property Details

APN / Parcel Number

Primary APN25-002-2400
Alternative APNs
  • 25-00002-2400
  • 16712

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,048 sqft Living Area
1st Floor Area1,048 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area231,304 sqft (5.31 acres)
Garage TypeAttached
Garage Area533 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area23 sqft
Deck Area160 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number16712
Street Address5826 10TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-9414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionTHAT PT OF W 1-2 OF SE 1-4 OF NW 1-4 LYING N OF S 913 FT & E OF W 62 FT & W OF E 33 FT
Legal Range30W
Legal Township35N
Legal Section02
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1003
Census Tract30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5826 10TH ST SE, SAINT CLOUD, MN 56304-9414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Sep 10, 2020Warranty Deed, Transfer · Conventional Mortgage
AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Prior SaleAug 7, 2015 · Amount on Record
Deed Document Number2020899855
Prior Transfer DateJul 23, 2020
Prior Transfer Doc0000899855
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address5826 10TH ST SE, SAINT CLOUD, MN 56304-9414
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000906513
DateDec 2, 2020
Instrument906513
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 20, 2030
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateSep 10, 2020
Property Address5826 10TH ST SE, SAINT CLOUD, MN 56304-9414
Document Number0000899855
Instrument DateJul 23, 2020
Instrument899855
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyAFFINITY PLUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5826 10TH ST SE, SAINT CLOUD, MN 56304-9414

Mortgage

Document Number0000899856
DateSep 10, 2020
Instrument899856
Lender
NameAFFINITY PLUS FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,600 (+2.04%) Land $154,300 Building $181,300$335,600 (+2.04%) Land $154,300 Building $181,300
2025$2,682.00 (+17.43%)$328,900 (+5.86%) Land $148,200 Building $180,700$328,900 (+5.86%) Land $148,200 Building $180,700
2023$2,284.00$310,700 Land $150,000 Building $160,700
2021$310,700 Land $150,000 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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