Sherburne County property record for 1313 10th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Oct 2026) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-412-0010 |
| Primary APN | 85-412-0010 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,327 sqft (0.283 acres) |
|---|
| Account Number | 42833 |
|---|---|
| Street Address | 1313 10TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 118 E ST CLOUD TOGETHER WITH THAT PT OF VACATED NLY 17 FT OF 10TH ST SE ADJACENT THERTO AND TOGETHER WITH THAT PT |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST ST. CLOUD - BLKS OVER 99 |
| Legal Block | 118 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31500 |
1313 10th St SE is owned and occupied by two individuals who bought it in October 2026.
Source: Sherburne County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1313 10TH ST SE, SAINT CLOUD, MN 56304-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2026 · Amount on File |
| Deed Sale | Oct 13, 2026 · Amount on File |
| Prior Sale | Dec 27, 2021 · Amount on File |
| Deed Document Number | 20261004420 |
| Prior Transfer Date | Aug 20, 2004 |
| Prior Transfer Doc | 0000065795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 13, 2026 |
| Property Address | 1313 10TH ST SE, SAINT CLOUD, MN 56304-1524 |
| Document Number | 0001004420 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261004420 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,326.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1313 10TH ST SE, SAINT CLOUD, MN 56304-1524 |
| Document Number | 0001004421, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 20261004421 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 27, 2021 |
| Property Address | 1313 10TH ST SE, SAINT CLOUD, MN 56304-1524 |
| Document Number | 0000934918 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 934918 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1313 10TH ST SE, SAINT CLOUD, MN 56304-1524 |
| Document Number | 0000934919 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 934919 |
| Name | LOAN SIMPLE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1313 10th St SE was $1,962 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,100 (+3.62%) Land $45,000 Building $124,100 | $169,100 (+3.62%) Land $45,000 Building $124,100 | |
| 2025 | $1,962.00 | $163,200 Land $45,000 Building $118,200 | $163,200 Land $45,000 Building $118,200 |
| 2023 | $1,524.00 | $160,900 Land $35,000 Building $125,900 | |
| 2021 | $160,900 Land $35,000 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1313 10th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1313 10th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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