5825 Willow Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 5825 Willow Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,752 sqft · built 2013
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on Record
Tax Bill$4,740 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-2908-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-2908-5
Alternative APNs
  • 36-4N-23-0000-0001-0230
  • 23N436000000010230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,752 sqft Living Area
Gross Area4,850 sqft
1st Floor Area3,752 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area93,654 sqft (2.15 acres)
Lot Dimensions580 ft deep x 164 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area636 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5825 WILLOW LN
CityCRESTVIEW
StateFL
Zip32539-6192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR OF SE1/4 OF SW1/4 OF SE1/4 S 164.47 FT W 583.89 FT N 164.68 FT E 579.97 FT TO POB
Legal Range23W
Legal Township04N
Legal Section36
Legal Block1
Legal Lot Number230
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2043
Census Tract20305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5815 WILLOW LN, CRESTVIEW, FL 32539-6192
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 29, 2017Deed of Trust, Mortgage · VA Mortgage
FRANKLIN FIRST FINANCIAL LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 3, 2007
Transfer Doc0028003811
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5825 WILLOW LN, CRESTVIEW, FL 32539-6192
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5825 WILLOW LN, CRESTVIEW, FL 32539-6192

Mortgage

Document Number0035330463
DateMar 18, 2021
Book Page3533/463
Instrument3438938
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5825 WILLOW LN, CRESTVIEW, FL 32539-6192
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033313139
DateDec 29, 2017
Book Page3331/3139
Instrument3180119
Lender
NameFRANKLIN FIRST FINANCIAL LTD
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,740.00 (-2.87%)$485,111 (-8.06%) Land $37,806 Building $447,305$485,111 (-8.06%) Land $37,806 Building $447,305
2023$4,880.00 (+6.62%)$527,652 (+6.65%) Land $32,120 Building $495,532$527,652 (+6.65%) Land $32,120 Building $495,532
2022$4,577.00$494,764 Land $30,019 Building $464,745$494,764 Land $30,019 Building $464,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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