Okaloosa County property record for 5815 Willow Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,591 sqft · built 2020 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,200 (May 2020) |
| Tax Bill | $2,879 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-005-7849-1 |
| Primary APN | C56-001-005-7849-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,591 sqft Heated Area |
| Gross Area | 4,373 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 93,654 sqft (2.15 acres) |
| Lot Dimensions | 579 ft deep x 164 ft wide |
| Garage Type | Finished |
| Garage Area | 609 sqft |
| Porch | Open Porch |
| Porch Area | 1,173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5815 WILLOW LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR OF SE1/4 OF SW1/4 OF SE1/4 S 164.47 FT TO POB S 164.47 FT W 587.81 FT N 164.47 FT E 583.89 FT TO POB |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 36 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5815 WILLOW LN, CRESTVIEW, FL 32539-6192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit CCB CMNTY BK |
| May 15, 2019 | Warranty Deed, Transfer MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | May 15, 2019 |
| Deed Document Number | 0034644807 |
| Deed Book / Page | 3464 / 4807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 28, 2020 |
| Property Address | 5815 WILLOW LN, CRESTVIEW, FL 32539-6192 |
| Document Number | 0034644807 |
| Book / Page | 3464 / 4807 |
| Instrument Date | May 28, 2020 |
| Instrument | 3361275 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,451.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6072 HIGHWAY 85 N, 6072, CRESTVIEW, FL 32536-7152 |
| Name | Verified Name |
|---|---|
| Address | 5815 WIFIOW LANE, CRESTVIEW, FL 32539 |
| Document Number | 0034644809 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 3464/4809 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5815 WILLOW LN, CRESTVIEW, FL 32539-6192 |
| Document Number | 0034123603 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
| Document Number | 0034123603 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 003412/003603 |
| Instrument | 3296226 |
| Name | CCB CMNTY BK |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 15, 2019 |
| Property Address | 5815 WILLOW LN, CRESTVIEW, FL 32539-6192 |
| Document Number | 0033990592 |
| Book / Page | 003399 / 000592 |
| Instrument Date | May 15, 2019 |
| Instrument | 3277805 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,879.00 (+5.73%) Homeowner's exemption | $325,767 (+5.99%) | $453,868 (-8.04%) Land $34,026 Building $419,842 |
| 2023 | $2,723.00 (+15.63%) Homeowner's exemption | $307,365 (+15.17%) | $493,561 (+13.62%) Land $28,908 Building $464,653 |
| 2022 | $2,355.00 Homeowner's exemption | $266,871 | $434,384 Land $27,017 Building $407,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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