Osceola County property record for 5825 Dease Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1988 |
| Lot Size | 1.96 acres (85,421 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $350,000 (Jan 2021) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-31-2868-0001-0045 |
| Primary APN | 10-25-31-2868-0001-0045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 1,945 sqft |
| 1st Floor Area | 1,276 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 85,421 sqft (1.96 acres) |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 347 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5825 DEASE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 4 LESS E 657.98 FT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 10 |
| Legal Subdivision | COUNTRY MEADOW WEST UNIT 1 |
| Legal Tract | 2868 |
| Legal Block | 45 |
| Legal Lot Number | 4 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
Source: Osceola County records · APN 10-25-31-2868-0001-0045
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Oct 02, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jan 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Deed Document Number | 202111900 |
| Deed Book / Page | 5878 / 568 |
| Last Transfer Date | Jul 05, 2022 |
| Transfer Doc | 0062550556 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2022 |
| Property Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Document Number | 0062550556 |
| Book / Page | 6255 / 556 |
| Map Reference | MB 2 PG 257 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 2022112028 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5825 DEASE RD, 5825, SAINT CLOUD, FL 34771-9314 |
| Name | Verified Name |
|---|---|
| Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055990135 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 5599/0135 |
| Instrument | 2019127134 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 09, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Document Number | 0058780568 |
| Book / Page | 5878 / 568 |
| Map Reference | MB 2 PG 257 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021011900 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5825 DEASE RD, SAINT CLOUD, FL 34771-9314 |
| Document Number | 0005878570 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 5878/570 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,163.00 (+5.02%) Homeowner's exemption | $289,946 (+5.99%) | $326,600 (+10.49%) Land $115,000 Building $211,600 |
| 2024 | $3,964.00 (+2.14%) | ||
| 2023 | $3,881.00 (+4.13%) Homeowner's exemption | $273,568 (+3%) | $295,600 (+11.3%) Land $95,000 Building $200,600 |
| 2022 | $3,727.00 Homeowner's exemption | $265,600 Land $95,000 Building $170,600 | $265,600 Land $95,000 Building $170,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 137 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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