Osceola County property record for 5820 Dease Rd, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,796 sqft Living Area |
| Lot Size | 107,767 sqft (2.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2026) |
| Tax Bill | $1,984.00 (2024) |
| Primary APN | 10-25-31-2868-0001-0025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 1,824 sqft Gross Area |
| 1st Floor | 1,796 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 107,767 sqft (2.47 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5820 DEASE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9313 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 2 LESS N 536.59 FT OF E 205 FT THEREOF |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 10 |
| Legal Subdivision | COUNTRY MEADOW WEST UNIT 1 |
| Legal Tract | 2868 |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 43700 |
Source: Osceola County records · APN 10-25-31-2868-0001-0025
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Deed Doc Number | 202661449 |
| Deed Book / Page | 6969 / 347 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Document Number | 0063541506 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 6354/1506 |
| Instrument | 2023014581 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 08, 2026 |
| Property Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Document Number | 0000061449 |
| Book / Page | 6969 / 347 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026.61449 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | SURITY TITLE, ASSURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311,080.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Investor | Possibly a Property Investor |
| Document Number | 0000061450, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 6969/348 |
| Instrument | 2026.61450 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5820 DEASE RD, SAINT CLOUD, FL 34771-9313 |
| Document Number | 0053612048 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5280 DEASE RD ST CLOUD FL 34771, ST CLOUD, FL 34771 |
| Document Number | 0053612048 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 005361/002048 |
| Instrument | 102482 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 04, 2033 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,119.00 (+6.8%) Homeowner's exemption | $142,367 (+5.99%) | $327,200 (+10.43%) Land $115,000 Building $212,200 |
| 2024 | $1,984.00 (+2.48%) | ||
| 2023 | $1,936.00 (+5.39%) Homeowner's exemption | $134,326 (+3%) | $296,300 (+11.06%) Land $95,000 Building $201,300 |
| 2022 | $1,837.00 Homeowner's exemption | $130,414 | $266,800 Land $95,000 Building $171,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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