5825 125th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 5825 125th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,309 sqft · built 1915
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jan 2019)
Tax Bill	$3,986 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-001-1200`

Property Details

APN / Parcel Number

Primary APN	`01-001-1200`

Interior

Building Area	1,309 sqft Living Area
Gross Area	1,748 sqft
Basement Area	940 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	435,600 sqft (10 acres)
Garage Area	1,920 sqft
Porch	Slab
Deck Area	228 sqft

Location & Zoning

Street Address	5825 125TH ST
City	MILACA
State	MN
Zip	56353-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE OF NW OF SW 1 37 26 10.00
Legal Range	26
Legal Township	37
Legal Section	01
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2003
Census Tract	170400

Owner

5825 125th St is owned and occupied by two individuals who bought it in January 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5825 125TH ST, MILACA, MN 56353-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Oct 3, 2005 · Amount on File
Deed Document Number	2019409790
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5825 125TH ST, MILACA, MN 56353-4210
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422982
Date	Mar 3, 2021
Instrument	A422982

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 2, 2019
Property Address	5825 125TH ST, MILACA, MN 56353-4210
Document Number	A409790
Instrument Date	Dec 29, 2018
Instrument	A409790
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5825 125TH ST, MILACA, MN 56353-4210

Mortgage

Document Number	000A409791
Date	Jan 2, 2019
Instrument	A409791

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5825 125th St was $3,986.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,986.00	$442,600 (+16.75%) Land $138,300 Building $304,300	$442,600 (+16.75%) Land $138,300 Building $304,300
2025		$379,100 Land $125,500 Building $253,600	$379,100 Land $125,500 Building $253,600
2023	$3,682.00	$358,700 Land $73,500 Building $285,200	$358,700 Land $73,500 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5825 125th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5825 125th St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 125th St

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