5814 125th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 5814 125th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 2006
Lot Size	6.16 acres (268,330 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Feb 2023)
Tax Bill	$4,450 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-001-0403`

Property Details

APN / Parcel Number

Primary APN	`01-001-0403`

Interior

Building Area	1,456 sqft Living Area
Basement Area	1,072 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	268,330 sqft (6.16 acres)
Garage Type	Mixed
Garage Area	3,128 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Location & Zoning

Street Address	5814 125TH ST
City	MILACA
State	MN
Zip	56353-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 300 FT OF W 1/2 OF W 1/2 OF SE OF NW, & N 300 FT OF E 1/2 OF E 1/2 SW OF NW. & W 66 FT OF E 1/2 OF E 1/2 OF SW OF NW
Legal Range	26
Legal Township	37
Legal Section	01
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2001
Census Tract	170400

Owner

5814 125th St is owned and occupied by an individual who bought it in February 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5814 125TH ST, MILACA, MN 56353-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Jul 10, 2006 · Amount on File
Deed Document Number	20231511143
Prior Transfer Date	May 15, 2006
Prior Transfer Doc	0000333084
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 17, 2023
Property Address	5814 125TH ST, MILACA, MN 56353-4210
Document Number	000A435194
Instrument Date	Feb 2, 2023
Instrument	A435194
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5814 125TH ST, MILACA, MN 56353-4210

Mortgage

Document Number	000A435195
Date	Feb 17, 2023
Instrument	A435195

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5814 125TH ST, MILACA, MN 56353-4210
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432664
Date	Aug 16, 2022
Instrument	A432664

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5814 125TH ST, MILACA, MN 56353-4210
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A412357
Date	Jul 24, 2019
Instrument	A412357

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5814 125th St was $4,450.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,450.00	$448,700 (+9.09%) Land $114,300 Building $334,400	$448,700 (+9.09%) Land $114,300 Building $334,400
2025		$411,300 Land $104,400 Building $306,900	$411,300 Land $104,400 Building $306,900
2023	$4,418.00	$410,100 Land $59,500 Building $350,600	$410,100 Land $59,500 Building $350,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5814 125th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5814 125th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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