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5824 Windermere Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5824 Windermere Dr, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,358 sqft · built 1992
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$339,900 (Jun 2016)
Tax Bill$4,935 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-758-1099-4

Property Details

APN / Parcel Number

Primary APNC62-000-758-1099-4
Alternative APNs
  • 35-27-16-31160-000-0420
  • 271635311600000420
  • 162735311600000420
  • R383442

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,358 sqft Living Area
Gross Area3,330 sqft
1st Floor Area2,358 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
View / LotPond
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area356 sqft
Deck Area100 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR383442
Street Address5824 WINDERMERE DR
CityPALM HARBOR
StateFL
Zip34685-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionGLENRIDGE EAST LOT 42
Legal Range16E
Legal Township27S
Legal Section35
Legal SubdivisionGLENRIDGE EAST
Legal Tract31160
Legal Lot Number42
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27324

Owner

5824 Windermere Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address5824 WINDERMERE DR, PALM HARBOR, FL 34685-1736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on File
Deed SaleJun 24, 2016 · Amount on File
Prior SaleJul 2, 2003 · Amount on File
Deed Document Number2016193342
Deed Book / Page19242 / 901
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address5824 WINDERMERE DR, PALM HARBOR, FL 34685-1736
Document Number0204230636
Instrument DateJan 29, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5824 WINDERMERE DR PALM HARBOR FL 346851736, PALM HARBOR, FL 34685-1736

Mortgage

Document Number0204230636
DateFeb 7, 2019
Book Page020423/000636
Instrument41735
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 6, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5824 Windermere Dr was $4,935 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,935.00 Homeowner's exemption$307,750$554,566 Land $147,462 Building $407,104
2023$4,582.00 (+2.87%) Homeowner's exemption$290,366 (+3%)$494,369 (+4.52%) Land $179,152 Building $315,217
2022$4,454.00 Homeowner's exemption$281,909$473,011 Land $172,838 Building $300,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5824 Windermere Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 151 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies213 units insured
incl. 62 condo units
Nearby Flood Claims3 (2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5824 Windermere Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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